The Apology Letter

A quick aside today….in the apology letter to Karzai to quell the unrest Obama says:

“The error was inadvertent; I assure you that we will take the appropriate steps to avoid any recurrence, to include holding accountable those responsible.”

Wouldn’t if have behooved him to say….”The error was inadvertent. In America, when we need to dispose of one of our most precious items, the American Flag, the proper way is to burn it. We will take the appropriate steps to avoid any recurrence, but please know that this error was done with deepest respect for your Holy Book.”

James Taggart, Live

I realize the world is complex.
I realize that business owners probably feel some responsibility for those in their employ.
I realize that there are so many regulations and incentives and whatevers that at some point, what is one more.

But seriously, would you as the president or business owner sign a letter that essentially kisses the ass of Obamacare because HHS requires it?!!!
Sign a letter!!!?

All this time, I’ve been outraged that
a) the Federal government thinks it can get away with requiring people and/or employees to buy something even when
b) it goes against their core values, when here, right here that same Federal government is
c) requiring people to sign away their thoughts! (oh, I meant to say business, right? since businesses aren’t people…except when you’re the owner or the business!) !

What the hell am I talking about? From CMS (Centers for Medicare and Medicaid Services – an arm of HHS):

The Affordable Care Act requires health insurance issuers (issuers) to spend a set amount of premium dollars on health care services and activities to improve health care quality. This is known generally as the Medical Loss Ratio (MLR) standard or the 80/20 rule.

And what must it send? A letter with this requirement under “instructions for completing each form notice” (for the signature line):

Enter the name of the President/CEO of the health insurance issuer. It must be signed by the President/CEO. No exceptions are permitted.

And what must they sign, no exceptions?
Bold is mine.

The 80 / 20 rule in the Affordable Care Act is intended to ensure that consumers get value for their health care dollars.

(That line is in each of the 4 sample letters and the link in this sentence is for the group health version All 4 versions can be found here.)

Dear Health Insurance Purchaser,
There is a new rule out there called the 80/20 rule. This year we sucked and spent more than 20% of our premiums on overhead. Overhead! Can you believe it?
We hired lobbyists and congresspeople and Catholic priests just so that someone would fight for our right to sell whatever the hell we wanted to, to you if you should decide to purchase from us.
Apparently that gave you little actual VALUE for your dollar because Obama is king and his requirements are benevolent.
It would probably be best for you to shop around for a better valued insurance company lest you accuse us of windfall profits being thrown into the wind.
All my best
President/CEO of Acme Insurance Company

Little Jimmy Taggart would not see any problem with this. Why aren’t health insurers up in arms? Why are they still running their businesses? I would shut the place down in a heartbeat.
– yes I realize that is probably Obamacare’s final intention. I would still just shut her down rather than sign a letter like that.
Just unbelievable what we’re finding in the law that finally passed so we can see what’s in it.
(ht JG)

UDPATE: I realize that these insurance companies put themselves in this position by jockeying for the mandate which theoretically will make them a lot of money. And, to be fair, though completely unconstitutional, is only fair since they are required to cover everyone no matter how sick and to cover “children” to the age of 26 etc.
However, they didn’t speak out against the mandate. Now look where that got them.
First they came for …….Luckily for them there are still a few of us left willing to speak up even when we aren’t an insurance company president/CEO. You’re welcome.
………………..
In other news of Mr. Taggart, he’s apparently out there working to make all the poor in all the world buy his product lest he lose his market with the people who have already been forced to buy his product and don’t need/want to buy more.

A presentation (embedded below) by Rudy Provoost and Martin Goetzeler, CEO of Philips and COO of OSRAM, respectively, calls on the UN’s Environmental Programme to “lead the engagement required with developing and emerging countries, governments and the private sector to achieve a global market transformation” to the types of bulbs that their two companies manufacture.

Yes – that’s what’s important to developing countries. Let’s make certain they have fancy, expensive light bulbs that don’t even produce heat that you can hover around on a cold night when you have no other source. Why? Because of the warming people! We must think of the children….no, not those children who don’t have enough to eat because someone making $2 a day needed to buy a lightbulb.

Those other children who won’t have to deal with a warmer climate because cold is better and finally you will be thinking of our future. So please, force others to buy our light bulbs! It’s for the children.
ht JK at Three Sources.

UPDATE: Spelling fixed on Taggart.